/* ========== RESET & BASE ========== */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    /* VERSICHERUNGSAUTO — Forest Night Theme */
    --primary: #16a34a;
    --primary-dark: #052e16;
    --primary-mid: #166534;
    --accent: #fbbf24;
    --accent-dark: #d97706;
    --accent-red: #dc2626;
    --bg-white: #ffffff;
    --bg-light: #f0fdf4;
    --bg-dark: #0a1f10;
    --bg-mid: #134e2a;
    --text-dark: #0f172a;
    --text-mid: #1e3a2a;
    --text-muted: #64748b;
    --border-light: #bbf7d0;
    --border-mid: #16a34a33;
    --shadow-sm: 0 4px 16px rgba(22, 163, 74, 0.10);
    --shadow-md: 0 12px 36px rgba(22, 163, 74, 0.16);
    --shadow-lg: 0 24px 60px rgba(5, 46, 22, 0.18);
    --t: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);

    --adbar-height: 42px;
    --navbar-height: 75px;
}

html,
body {
    overflow-x: hidden;
    width: 100%;
    scroll-behavior: smooth;
}

body {
    font-family: 'Nunito', sans-serif;
    color: var(--text-dark);
    background: var(--bg-white);
    line-height: 1.6;
}

h1,
h2,
h3,
h4 {
    font-family: 'Raleway', sans-serif;
    font-weight: 800;
    letter-spacing: -0.01em;
    line-height: 1.2;
}

.container {
    width: 100%;
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 32px;
}

@media (max-width: 768px) {
    .container {
        padding: 0 18px;
    }
}

.section {
    padding: 96px 0;
}

@media (max-width: 768px) {
    .section {
        padding: 64px 0;
    }
}

/* ========== LOADER ========== */
.loader {
    position: fixed;
    inset: 0;
    background: radial-gradient(ellipse at center, #0a2e18 0%, var(--primary-dark) 70%);
    z-index: 10000;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: opacity 0.6s ease, visibility 0.6s ease;
}

.loader.hidden {
    opacity: 0;
    visibility: hidden;
}

.loader-content {
    text-align: center;
    width: 360px;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 18px;
    animation: loaderFadeIn 0.6s ease;
}

@keyframes loaderFadeIn {
    from {
        opacity: 0;
        transform: translateY(20px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.loader-badge {
    width: 80px;
    height: 80px;
    border-radius: 50%;
    background: rgba(251, 191, 36, 0.12);
    border: 2px solid rgba(251, 191, 36, 0.4);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    color: var(--accent);
    animation: pulseBadge 2s ease-in-out infinite;
    box-shadow: 0 0 30px rgba(251, 191, 36, 0.2);
}

@keyframes pulseBadge {

    0%,
    100% {
        box-shadow: 0 0 20px rgba(251, 191, 36, 0.2);
        transform: scale(1);
    }

    50% {
        box-shadow: 0 0 40px rgba(251, 191, 36, 0.4);
        transform: scale(1.06);
    }
}

.loader-logo {
    font-family: 'Raleway', sans-serif;
    font-size: 2.2rem;
    font-weight: 900;
    color: #fff;
    letter-spacing: -0.02em;
}

.loader-logo span {
    color: var(--accent);
}

.loader-tagline {
    font-size: 0.85rem;
    color: rgba(255, 255, 255, 0.5);
    letter-spacing: 0.5px;
    font-family: 'Nunito', sans-serif;
}

.loader-progress {
    width: 100%;
    height: 4px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 4px;
    overflow: hidden;
    position: relative;
}

.loader-progress-bar {
    height: 100%;
    width: 0;
    background: linear-gradient(90deg, var(--primary), var(--accent));
    border-radius: 4px;
    animation: loadProgress 2.2s ease-in-out forwards;
    box-shadow: 0 0 12px rgba(251, 191, 36, 0.5);
}

@keyframes loadProgress {
    to {
        width: 100%;
    }
}

.loader-dots {
    display: flex;
    gap: 8px;
    align-items: center;
}

.loader-dots span {
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: var(--accent);
    animation: bounceDot 1.2s ease-in-out infinite;
    opacity: 0.5;
}

.loader-dots span:nth-child(2) {
    animation-delay: 0.2s;
}

.loader-dots span:nth-child(3) {
    animation-delay: 0.4s;
}

@keyframes bounceDot {

    0%,
    100% {
        transform: translateY(0);
        opacity: 0.4;
    }

    50% {
        transform: translateY(-8px);
        opacity: 1;
    }
}

/* ========== AD BAR ========== */
.ad-bar {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: var(--adbar-height);
    background: var(--accent);
    color: var(--text-dark);
    display: flex;
    align-items: center;
    z-index: 1100;
    transition: transform 0.35s ease, opacity 0.35s ease;
}

.ad-bar.hidden {
    transform: translateY(-100%);
    opacity: 0;
    pointer-events: none;
}

.ad-text {
    font-size: 0.82rem;
    font-weight: 700;
    text-align: center;
    letter-spacing: 0.2px;
    color: var(--text-dark);
}

.ad-text i {
    margin-right: 7px;
    font-size: 0.78rem;
}

@media (max-width: 640px) {
    .ad-text {
        font-size: 0.72rem;
    }
}

/* ========== HEADER ========== */
.header {
    position: fixed;
    top: var(--adbar-height);
    left: 0;
    width: 100%;
    z-index: 1000;
    background: transparent;
    transition: var(--t), top 0.35s ease;
    padding: 18px 0;
    border-bottom: 1px solid transparent;
}

.header.scrolled {
    top: 0;
    background: rgba(5, 46, 22, 0.97);
    backdrop-filter: blur(12px);
    padding: 13px 0;
    border-bottom: 1px solid rgba(251, 191, 36, 0.2);
    box-shadow: 0 4px 24px rgba(0, 0, 0, 0.3);
}

.header-main {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.header-left {
    display: flex;
    align-items: center;
    gap: 24px;
}

.menu-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 5px;
}

.menu-toggle span {
    width: 24px;
    height: 2px;
    background: #fff;
    border-radius: 2px;
    transition: var(--t);
}

.header.scrolled .menu-toggle span {
    background: #fff;
}

@media (max-width: 992px) {
    .menu-toggle {
        display: flex;
    }
}

.logo {
    font-family: 'Raleway', sans-serif;
    font-size: 1.7rem;
    font-weight: 900;
    color: #fff;
    text-decoration: none;
    letter-spacing: -0.02em;
    position: relative;
    z-index: 1001;
}

.logo span {
    color: var(--accent);
}

/* Desktop Navigation */
.nav-desktop {
    display: block;
}

@media (max-width: 992px) {
    .nav-desktop {
        display: none;
    }
}

.nav-list {
    display: flex;
    flex-direction: row;
    align-items: center;
    gap: 36px;
    list-style: none;
    margin: 0;
    padding: 0;
}

.nav-link {
    text-decoration: none;
    color: rgba(255, 255, 255, 0.85);
    font-family: 'Nunito', sans-serif;
    font-weight: 700;
    font-size: 0.95rem;
    position: relative;
    padding: 4px 0;
    transition: color 0.2s ease;
    letter-spacing: 0.3px;
}

.nav-link::before {
    content: '';
    position: absolute;
    bottom: -2px;
    left: 50%;
    transform: translateX(-50%);
    width: 5px;
    height: 5px;
    background: var(--accent);
    border-radius: 50%;
    opacity: 0;
    transition: opacity 0.2s ease;
}

.nav-link:hover {
    color: var(--accent);
}

.nav-link:hover::before {
    opacity: 1;
}

/* Mobile Menu */
.mobile-menu {
    position: fixed;
    top: 0;
    left: -100%;
    width: 82%;
    max-width: 360px;
    height: 100vh;
    background: var(--primary-dark);
    z-index: 2000;
    padding: 36px 28px;
    transition: left 0.45s cubic-bezier(0.77, 0, 0.175, 1);
    border-right: 2px solid var(--accent);
}

.mobile-menu.active {
    left: 0;
}

.mobile-menu-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 48px;
    padding-bottom: 20px;
    border-bottom: 1px solid rgba(251, 191, 36, 0.2);
}

.mobile-logo {
    font-family: 'Raleway', sans-serif;
    font-size: 1.6rem;
    font-weight: 900;
    color: #fff;
    letter-spacing: -0.02em;
}

.mobile-logo span {
    color: var(--accent);
}

.mobile-close {
    background: none;
    border: none;
    font-size: 2rem;
    cursor: pointer;
    color: rgba(255, 255, 255, 0.6);
    transition: var(--t);
    line-height: 1;
}

.mobile-close:hover {
    color: var(--accent);
    transform: rotate(90deg);
}

.nav-mobile ul {
    list-style: none;
}

.nav-mobile li {
    margin-bottom: 20px;
    opacity: 0;
    transform: translateX(-20px);
    animation: slideInLeft2 0.4s forwards;
}

.nav-mobile li:nth-child(1) {
    animation-delay: 0.05s;
}

.nav-mobile li:nth-child(2) {
    animation-delay: 0.10s;
}

.nav-mobile li:nth-child(3) {
    animation-delay: 0.15s;
}

.nav-mobile li:nth-child(4) {
    animation-delay: 0.20s;
}

.nav-mobile li:nth-child(5) {
    animation-delay: 0.25s;
}

.nav-mobile li:nth-child(6) {
    animation-delay: 0.30s;
}

@keyframes slideInLeft2 {
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

.mobile-link {
    text-decoration: none;
    color: rgba(255, 255, 255, 0.85);
    font-family: 'Raleway', sans-serif;
    font-size: 1.25rem;
    font-weight: 700;
    transition: var(--t);
    display: block;
    padding: 6px 0;
    border-left: 3px solid transparent;
    padding-left: 12px;
}

.mobile-link:hover {
    color: var(--accent);
    border-left-color: var(--accent);
    padding-left: 20px;
}

.mobile-cta {
    margin-top: 40px;
    opacity: 0;
    animation: fadeIn2 0.4s 0.35s forwards;
}

@keyframes fadeIn2 {
    to {
        opacity: 1;
    }
}

/* ========== BUTTONS ========== */
.btn {
    display: inline-block;
    padding: 13px 30px;
    border-radius: 6px;
    font-family: 'Raleway', sans-serif;
    font-weight: 800;
    text-decoration: none;
    transition: var(--t);
    border: 2px solid transparent;
    cursor: pointer;
    font-size: 0.95rem;
    letter-spacing: 0.5px;
}

.btn-primary {
    background: var(--accent);
    color: var(--text-dark);
    border-color: var(--accent);
    box-shadow: 0 4px 16px rgba(251, 191, 36, 0.3);
}

.btn-primary:hover {
    background: var(--accent-dark);
    border-color: var(--accent-dark);
    transform: translateY(-2px);
    box-shadow: 0 8px 28px rgba(251, 191, 36, 0.4);
}

.btn-outline {
    background: transparent;
    border-color: var(--primary);
    color: var(--primary);
}

.btn-outline:hover {
    background: var(--primary);
    color: #fff;
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(22, 163, 74, 0.25);
}

.btn-outline-light {
    background: transparent;
    border-color: rgba(255, 255, 255, 0.5);
    color: #fff;
}

.btn-outline-light:hover {
    background: #fff;
    color: var(--primary-dark);
    border-color: #fff;
    transform: translateY(-2px);
}

.btn-large {
    padding: 16px 40px;
    font-size: 1.05rem;
}

.btn-block {
    display: block;
    width: 100%;
    text-align: center;
}

/* ========== COOKIE POPUP ========== */
.cookie-popup {
    position: fixed;
    bottom: 28px;
    right: 28px;
    max-width: 360px;
    background: var(--primary-dark);
    padding: 24px;
    border-radius: 8px;
    box-shadow: var(--shadow-lg);
    z-index: 1000;
    display: none;
    border: 1px solid rgba(251, 191, 36, 0.25);
    border-left: 4px solid var(--accent);
}

.cookie-popup.show {
    display: block;
    animation: slideInRight 0.4s ease;
}

@keyframes slideInRight {
    from {
        opacity: 0;
        transform: translateX(30px);
    }

    to {
        opacity: 1;
        transform: translateX(0);
    }
}

.cookie-content i {
    font-size: 1.8rem;
    color: var(--accent);
    margin-bottom: 12px;
    display: block;
}

.cookie-content p {
    margin-bottom: 18px;
    color: rgba(255, 255, 255, 0.8);
    font-size: 0.92rem;
    line-height: 1.5;
}

.cookie-actions {
    display: flex;
    gap: 10px;
}

.cookie-btn {
    padding: 9px 18px;
    border: none;
    border-radius: 5px;
    font-family: 'Raleway', sans-serif;
    font-weight: 700;
    cursor: pointer;
    transition: var(--t);
    font-size: 0.88rem;
    flex: 1;
}

.cookie-accept {
    background: var(--accent);
    color: var(--text-dark);
}

.cookie-accept:hover {
    background: var(--accent-dark);
    transform: translateY(-1px);
}

.cookie-reject {
    background: rgba(255, 255, 255, 0.08);
    color: rgba(255, 255, 255, 0.7);
    border: 1px solid rgba(255, 255, 255, 0.15);
}

.cookie-reject:hover {
    background: rgba(255, 255, 255, 0.15);
}

/* ========== HERO SECTION ========== */
.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    background: linear-gradient(155deg, var(--primary-dark) 0%, var(--bg-mid) 55%, #0a2e18 100%);
    color: #fff;
    overflow: hidden;
    padding: calc(var(--adbar-height) + var(--navbar-height) + 40px) 0 80px;
}

.hero-background {
    position: absolute;
    inset: 0;
    z-index: 1;
}

.hero-overlay {
    position: absolute;
    inset: 0;
    background:
        radial-gradient(ellipse at 70% 20%, rgba(251, 191, 36, 0.08) 0%, transparent 50%),
        radial-gradient(ellipse at 10% 80%, rgba(22, 163, 74, 0.15) 0%, transparent 40%);
}

.hero-shapes {
    position: absolute;
    inset: 0;
    overflow: hidden;
}

.hero .container {
    position: relative;
    z-index: 2;
}

.hero-content {
    max-width: 780px;
    margin: 0 auto;
    text-align: center;
}

.hero-subtitle {
    display: inline-block;
    font-size: 0.78rem;
    letter-spacing: 4px;
    text-transform: uppercase;
    margin-bottom: 22px;
    color: var(--accent);
    background: rgba(251, 191, 36, 0.12);
    padding: 8px 22px;
    border-radius: 4px;
    border: 1px solid rgba(251, 191, 36, 0.3);
    font-family: 'Raleway', sans-serif;
    font-weight: 700;
}

.hero-title {
    font-size: 4.2rem;
    line-height: 1.08;
    margin-bottom: 26px;
    font-weight: 900;
    color: #fff;
}

.text-accent {
    color: var(--accent);
}

@media (max-width: 768px) {
    .hero-title {
        font-size: 3rem;
    }
}

@media (max-width: 480px) {
    .hero-title {
        font-size: 2.2rem;
    }
}

.hero-description {
    font-size: 1.15rem;
    margin-bottom: 36px;
    color: rgba(255, 255, 255, 0.82);
    max-width: 580px;
    margin-left: auto;
    margin-right: auto;
    line-height: 1.7;
}

/* Hero CTA Block */
.hero-visit-text {
    font-size: 1rem;
    color: rgba(255, 255, 255, 0.75);
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    margin-bottom: 4px;
    font-family: 'Nunito', sans-serif;
}

.hero-visit-text i {
    color: var(--accent);
}

.hero-cta-block {
    margin-top: 44px;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 32px;
}

.hero-cta-buttons {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
    justify-content: center;
}

.hero-cta-buttons .btn {
    min-width: 220px;
}

.hero-trust-row {
    display: flex;
    align-items: center;
    gap: 28px;
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 12px;
    padding: 20px 40px;
    backdrop-filter: blur(8px);
}

.hero-trust-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 4px;
}

.hero-trust-number {
    font-family: 'Raleway', sans-serif;
    font-size: 2rem;
    font-weight: 900;
    color: var(--accent);
    line-height: 1;
}

.hero-trust-label {
    font-size: 0.77rem;
    color: rgba(255, 255, 255, 0.6);
    letter-spacing: 0.2px;
    text-align: center;
}

.hero-trust-divider {
    width: 1px;
    height: 44px;
    background: rgba(255, 255, 255, 0.15);
    flex-shrink: 0;
}

.hero-trust-note {
    font-size: 0.8rem;
    color: rgba(255, 255, 255, 0.4);
    display: flex;
    align-items: center;
    gap: 6px;
}

.hero-trust-note i {
    color: var(--primary);
    font-size: 0.75rem;
}

@media (max-width: 640px) {
    .hero-cta-buttons {
        flex-direction: column;
        width: 100%;
    }

    .hero-cta-buttons .btn {
        min-width: unset;
        width: 100%;
        text-align: center;
    }

    .hero-trust-row {
        padding: 16px 20px;
        gap: 16px;
    }

    .hero-trust-number {
        font-size: 1.5rem;
    }
}

.hero-scroll {
    position: absolute;
    bottom: 36px;
    left: 50%;
    transform: translateX(-50%);
    text-align: center;
    color: rgba(255, 255, 255, 0.6);
    z-index: 2;
}

.hero-scroll span {
    display: block;
    font-size: 0.72rem;
    letter-spacing: 3px;
    text-transform: uppercase;
    margin-bottom: 10px;
    font-family: 'Raleway', sans-serif;
    font-weight: 700;
}

.scroll-line {
    width: 1px;
    height: 56px;
    background: rgba(255, 255, 255, 0.2);
    margin: 0 auto;
    position: relative;
    overflow: hidden;
}

.scroll-line::after {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(to bottom, var(--accent), var(--primary));
    animation: scrollAnim 2s ease-in-out infinite;
}

@keyframes scrollAnim {
    0% {
        transform: translateY(-100%);
    }

    100% {
        transform: translateY(100%);
    }
}

/* ========== TRUST BADGES ========== */
.trust-badges {
    padding: 28px 0;
    background: var(--primary-dark);
    border-bottom: 1px solid rgba(251, 191, 36, 0.15);
}

.badges-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 16px;
}

@media (max-width: 768px) {
    .badges-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

.badge-item {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    color: rgba(255, 255, 255, 0.85);
    font-weight: 700;
    font-family: 'Raleway', sans-serif;
    padding: 8px;
    font-size: 0.88rem;
}

.badge-item i {
    color: var(--accent);
    font-size: 1.1rem;
}

/* ========== SECTION HEADER ========== */
.section-eyebrow {
    display: inline-block;
    font-size: 0.78rem;
    letter-spacing: 4px;
    text-transform: uppercase;
    color: var(--primary);
    margin-bottom: 12px;
    font-family: 'Raleway', sans-serif;
    font-weight: 800;
    background: rgba(22, 163, 74, 0.08);
    padding: 5px 14px;
    border-radius: 4px;
    border-left: 3px solid var(--primary);
}

.section-title {
    font-size: 2.8rem;
    color: var(--text-dark);
    margin-bottom: 18px;
    line-height: 1.2;
}

@media (max-width: 768px) {
    .section-title {
        font-size: 2rem;
    }
}

.section-subtitle {
    font-size: 1.05rem;
    color: var(--text-muted);
    max-width: 580px;
    margin: 0 auto;
    line-height: 1.7;
}

.section-header {
    text-align: center;
    margin-bottom: 52px;
}

/* ========== VERGLEICH SECTION ========== */
.vergleich {
    background: var(--bg-light);
}

.steps-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
}

@media (max-width: 992px) {
    .steps-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 640px) {
    .steps-grid {
        grid-template-columns: 1fr;
    }
}

.step-card {
    background: var(--bg-white);
    padding: 36px 28px;
    border-radius: 10px;
    box-shadow: var(--shadow-sm);
    position: relative;
    transition: var(--t);
    text-align: left;
    border-left: 4px solid var(--primary);
    border-top: 1px solid var(--border-light);
    border-right: 1px solid var(--border-light);
    border-bottom: 1px solid var(--border-light);
}

.step-card:hover {
    transform: translateY(-6px) translateX(3px);
    box-shadow: var(--shadow-md);
    border-left-color: var(--accent);
}

.step-number {
    position: absolute;
    top: -16px;
    right: 24px;
    width: 38px;
    height: 38px;
    background: var(--accent);
    color: var(--text-dark);
    border-radius: 4px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: 'Raleway', sans-serif;
    font-weight: 900;
    font-size: 1.15rem;
    box-shadow: 0 4px 12px rgba(251, 191, 36, 0.4);
}

.step-icon {
    width: 64px;
    height: 64px;
    background: rgba(22, 163, 74, 0.1);
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 22px;
    color: var(--primary);
    font-size: 1.7rem;
    transition: var(--t);
}

.step-card:hover .step-icon {
    background: var(--primary);
    color: #fff;
    transform: rotate(-5deg);
}

.step-card h3 {
    margin-bottom: 12px;
    font-size: 1.2rem;
    color: var(--text-dark);
}

.step-card p {
    color: var(--text-muted);
    line-height: 1.65;
    font-size: 0.95rem;
}

/* ========== TARIFE SECTION ========== */
.tarife {
    background: var(--bg-white);
}

.tarife-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
}

@media (max-width: 992px) {
    .tarife-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 640px) {
    .tarife-grid {
        grid-template-columns: 1fr;
    }
}

.tarif-card {
    background: var(--bg-white);
    border-radius: 10px;
    padding: 28px;
    border: 1px solid #e5e7eb;
    transition: var(--t);
    position: relative;
    overflow: hidden;
}

.tarif-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: var(--primary);
    transition: var(--t);
}

.tarif-card.featured::before {
    background: linear-gradient(90deg, var(--primary), var(--accent));
    height: 5px;
}

.tarif-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-md);
    border-color: var(--primary);
}

.tarif-card:hover::before {
    height: 6px;
    background: linear-gradient(90deg, var(--primary), var(--accent));
}

.tarif-badge {
    position: absolute;
    top: 14px;
    right: 16px;
    background: var(--accent);
    color: var(--text-dark);
    padding: 4px 14px;
    border-radius: 4px;
    font-size: 0.72rem;
    font-family: 'Raleway', sans-serif;
    font-weight: 800;
    letter-spacing: 1px;
    text-transform: uppercase;
}

.tarif-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 18px;
}

.tarif-header h3 {
    font-size: 1.4rem;
    color: var(--text-dark);
}

.tarif-rating {
    color: var(--accent);
    font-size: 0.85rem;
}

.tarif-image {
    margin: 16px 0;
    text-align: center;
}

.tarif-image img {
    max-width: 100%;
    height: auto;
    max-height: 75px;
    filter: brightness(0.95);
}

.tarif-price {
    text-align: center;
    padding: 18px;
    border-radius: 8px;
    background: var(--bg-light);
    margin: 18px 0;
}

.price-from {
    display: block;
    font-size: 0.85rem;
    color: var(--text-muted);
    margin-bottom: 4px;
}

.price-value {
    font-family: 'Raleway', sans-serif;
    font-size: 3.2rem;
    font-weight: 900;
    color: var(--primary);
    line-height: 1;
}

.price-value span {
    font-size: 1.4rem;
    font-weight: 700;
}

.price-period {
    display: block;
    font-size: 0.85rem;
    color: var(--text-muted);
    margin-top: 4px;
}

.tarif-features {
    list-style: none;
    margin-bottom: 26px;
}

.tarif-features li {
    margin-bottom: 10px;
    color: var(--text-muted);
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.93rem;
}

.tarif-features i {
    color: var(--primary);
    font-size: 0.85rem;
    width: 16px;
}

/* ========== VORTEILE SECTION ========== */
.vorteile {
    background: var(--bg-dark);
}

.vorteile .section-eyebrow {
    color: var(--accent);
    background: rgba(251, 191, 36, 0.1);
    border-left-color: var(--accent);
}

.vorteile .section-title {
    color: #fff;
}

.vorteile-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}

@media (max-width: 992px) {
    .vorteile-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 640px) {
    .vorteile-grid {
        grid-template-columns: 1fr;
    }
}

.vorteil-card {
    background: rgba(255, 255, 255, 0.04);
    padding: 34px 24px;
    border-radius: 10px;
    transition: var(--t);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-bottom: 3px solid var(--primary);
    text-align: center;
}

.vorteil-card:hover {
    background: rgba(22, 163, 74, 0.1);
    border-bottom-color: var(--accent);
    transform: translateY(-6px);
}

.vorteil-icon {
    width: 68px;
    height: 68px;
    background: rgba(22, 163, 74, 0.15);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    color: var(--primary);
    font-size: 1.7rem;
    transition: var(--t);
    border: 1px solid rgba(22, 163, 74, 0.3);
}

.vorteil-card:hover .vorteil-icon {
    background: var(--accent);
    color: var(--text-dark);
    border-color: var(--accent);
}

.vorteil-card h3 {
    margin-bottom: 12px;
    font-size: 1.15rem;
    color: #fff;
}

.vorteil-card p {
    color: rgba(255, 255, 255, 0.6);
    font-size: 0.92rem;
    line-height: 1.65;
}

/* ========== ALLIANZ SPECIAL SECTION ========== */
.allianz-special {
    padding: 80px 0;
    background: var(--bg-light);
    border-top: 3px solid var(--primary);
}

.special-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 56px;
    align-items: center;
}

@media (max-width: 992px) {
    .special-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }
}

.special-content .section-title {
    font-size: 2.4rem;
    text-align: left;
}

.special-features {
    list-style: none;
    margin: 28px 0;
}

.special-features li {
    margin-bottom: 14px;
    display: flex;
    align-items: flex-start;
    gap: 14px;
    font-size: 1rem;
    color: var(--text-mid);
}

.special-features i {
    color: var(--primary);
    font-size: 1.15rem;
    margin-top: 2px;
    flex-shrink: 0;
}

.special-image img {
    width: 100%;
    height: auto;
    border-radius: 10px;
    box-shadow: var(--shadow-lg);
    border: 2px solid var(--border-light);
}

/* ========== RATGEBER SECTION ========== */
.ratgeber {
    background: var(--bg-white);
}

.ratgeber-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 26px;
}

@media (max-width: 992px) {
    .ratgeber-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 640px) {
    .ratgeber-grid {
        grid-template-columns: 1fr;
    }
}

.ratgeber-card {
    background: var(--bg-white);
    border-radius: 10px;
    overflow: hidden;
    box-shadow: var(--shadow-sm);
    transition: var(--t);
    border: 1px solid var(--border-light);
}

.ratgeber-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-md);
}

.ratgeber-icon-box {
    height: 130px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, var(--primary-dark), var(--primary-mid));
    font-size: 3rem;
    color: var(--accent);
    transition: var(--t);
}

.ratgeber-card:hover .ratgeber-icon-box {
    background: linear-gradient(135deg, var(--primary-mid), var(--primary));
    color: #fff;
}

.ratgeber-content {
    padding: 24px;
}

.ratgeber-date {
    display: inline-block;
    font-size: 0.78rem;
    color: var(--primary);
    font-family: 'Raleway', sans-serif;
    font-weight: 700;
    letter-spacing: 0.5px;
    margin-bottom: 10px;
    text-transform: uppercase;
}

.ratgeber-content h3 {
    font-size: 1.1rem;
    margin-bottom: 12px;
    color: var(--text-dark);
    line-height: 1.45;
}

.ratgeber-content p {
    color: var(--text-muted);
    margin-bottom: 18px;
    font-size: 0.92rem;
    line-height: 1.65;
}

.read-more {
    color: var(--primary);
    text-decoration: none;
    font-family: 'Raleway', sans-serif;
    font-weight: 800;
    font-size: 0.88rem;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    transition: var(--t);
    letter-spacing: 0.3px;
}

.read-more:hover {
    color: var(--accent-dark);
    gap: 10px;
}

/* ========== FAQ ========== */
.faq {
    background: var(--bg-light);
}

.faq-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
}

@media (max-width: 768px) {
    .faq-grid {
        grid-template-columns: 1fr;
    }
}

.faq-item {
    border: 1px solid var(--border-light);
    border-left: 4px solid var(--primary);
    border-radius: 8px;
    padding: 22px;
    cursor: pointer;
    transition: var(--t);
    background: var(--bg-white);
}

.faq-item:hover {
    box-shadow: var(--shadow-sm);
    border-left-color: var(--accent);
}

.faq-item.active {
    border-left-color: var(--accent);
    box-shadow: var(--shadow-sm);
}

.faq-question {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 12px;
}

.faq-question h3 {
    font-size: 1.0rem;
    color: var(--text-dark);
    font-family: 'Raleway', sans-serif;
    font-weight: 800;
}

.faq-question i {
    color: var(--primary);
    transition: transform 0.3s ease;
    flex-shrink: 0;
}

.faq-item.active .faq-question i {
    transform: rotate(45deg);
    color: var(--accent-dark);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
    color: var(--text-muted);
    font-size: 0.93rem;
    line-height: 1.75;
}

.faq-item.active .faq-answer {
    max-height: 200px;
    padding-top: 16px;
}

/* ========== CTA SECTION ========== */
.cta-section {
    padding: 80px 0;
    background: linear-gradient(135deg, var(--primary-mid), var(--primary-dark));
    text-align: center;
    position: relative;
    overflow: hidden;
}

.cta-section::before {
    content: '';
    position: absolute;
    top: -60px;
    right: -60px;
    width: 300px;
    height: 300px;
    background: rgba(251, 191, 36, 0.06);
    border-radius: 50%;
}

.cta-content h2 {
    font-size: 2.5rem;
    margin-bottom: 16px;
    color: #fff;
}

.cta-content p {
    font-size: 1.1rem;
    margin-bottom: 32px;
    color: rgba(255, 255, 255, 0.82);
    max-width: 560px;
    margin-left: auto;
    margin-right: auto;
    line-height: 1.7;
}

/* ========== KONTAKT SECTION ========== */
.kontakt {
    background: var(--bg-white);
}

.kontakt-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: start;
}

@media (max-width: 768px) {
    .kontakt-wrapper {
        grid-template-columns: 1fr;
    }
}

.kontakt-info h3 {
    font-size: 1.9rem;
    margin-bottom: 4px;
    color: var(--text-dark);
}

.kontakt-role {
    color: var(--primary);
    font-weight: 700;
    font-family: 'Raleway', sans-serif;
    margin-bottom: 28px;
    font-size: 0.95rem;
}

.kontakt-info p {
    margin-bottom: 14px;
    color: var(--text-muted);
    display: flex;
    align-items: flex-start;
    gap: 14px;
    line-height: 1.5;
}

.kontakt-info i {
    color: var(--primary);
    width: 18px;
    flex-shrink: 0;
    margin-top: 3px;
}

.kontakt-info a {
    color: var(--text-muted);
    text-decoration: none;
    transition: color 0.2s;
}

.kontakt-info a:hover {
    color: var(--primary);
}

.kontakt-social h4 {
    margin-bottom: 18px;
    font-size: 1.1rem;
    color: var(--text-dark);
}

.social-links {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
}

.social-links a {
    width: 44px;
    height: 44px;
    border: 2px solid var(--border-light);
    border-radius: 6px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--text-muted);
    transition: var(--t);
    background: var(--bg-light);
    text-decoration: none;
}

.social-links a:hover {
    background: var(--primary);
    color: #fff;
    border-color: var(--primary);
    transform: translateY(-4px);
}

/* ========== FOOTER ========== */
.footer {
    background: var(--bg-dark);
    color: rgba(255, 255, 255, 0.8);
    padding: 60px 0 20px;
    border-top: 3px solid var(--accent);
}

.footer-main {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr;
    gap: 56px;
    margin-bottom: 40px;
}

@media (max-width: 992px) {
    .footer-main {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 640px) {
    .footer-main {
        grid-template-columns: 1fr;
    }
}

.footer-logo {
    font-family: 'Raleway', sans-serif;
    font-size: 1.7rem;
    font-weight: 900;
    display: block;
    margin-bottom: 14px;
    letter-spacing: -0.02em;
    color: #fff;
}

.footer-logo span {
    color: var(--accent);
}

.footer p {
    opacity: 0.65;
    font-size: 0.88rem;
    line-height: 1.65;
}

.footer h4 {
    margin-bottom: 18px;
    font-size: 1.0rem;
    color: #fff;
    font-family: 'Raleway', sans-serif;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    font-size: 0.82rem;
}

.footer ul {
    list-style: none;
}

.footer li {
    margin-bottom: 10px;
}

.footer a {
    color: rgba(255, 255, 255, 0.6);
    text-decoration: none;
    transition: var(--t);
    font-size: 0.9rem;
}

.footer a:hover {
    color: var(--accent);
    padding-left: 6px;
}

.footer-disclaimer {
    max-width: 680px;
    margin: 0 auto 30px;
    padding: 14px 22px;
    border: 1px solid rgba(251, 191, 36, 0.2);
    border-radius: 6px;
    text-align: center;
    background: rgba(251, 191, 36, 0.04);
}

.footer-disclaimer p {
    font-size: 0.82rem;
    color: rgba(255, 255, 255, 0.65);
    line-height: 1.6;
    opacity: 1;
}

.footer-disclaimer strong {
    color: var(--accent);
}

.footer-contact {
    margin-top: 16px;
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.footer-contact p {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.875rem;
    opacity: 1;
    color: rgba(255, 255, 255, 0.7);
}

.footer-contact i {
    color: var(--accent);
    width: 16px;
    flex-shrink: 0;
}

.footer-contact a {
    color: rgba(255, 255, 255, 0.7);
    text-decoration: none;
    transition: color 0.2s;
}

.footer-contact a:hover {
    color: var(--accent);
    padding-left: 0;
}

.footer-bottom {
    text-align: center;
    font-size: 0.78rem;
    color: rgba(255, 255, 255, 0.38);
    padding-top: 20px;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
}

/* ========== MODALS ========== */
.modal {
    display: none;
    position: fixed;
    inset: 0;
    background: rgba(5, 46, 22, 0.88);
    backdrop-filter: blur(6px);
    z-index: 3000;
    align-items: center;
    justify-content: center;
}

.modal.show {
    display: flex;
    animation: fadeIn2 0.3s ease;
}

.modal-content {
    background: var(--bg-white);
    padding: 40px;
    border-radius: 10px;
    max-width: 500px;
    width: 92%;
    position: relative;
    animation: slideUpModal 0.35s ease;
    box-shadow: var(--shadow-lg);
    border-top: 4px solid var(--primary);
}

@keyframes slideUpModal {
    from {
        opacity: 0;
        transform: translateY(24px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.modal-close {
    position: absolute;
    top: 18px;
    right: 20px;
    font-size: 1.4rem;
    cursor: pointer;
    color: var(--text-muted);
    transition: var(--t);
}

.modal-close:hover {
    transform: rotate(90deg);
    color: var(--accent-red);
}

.modal-content h2 {
    margin-bottom: 18px;
    color: var(--text-dark);
    font-size: 1.7rem;
}

.modal-content p {
    margin-bottom: 14px;
    color: var(--text-muted);
    line-height: 1.65;
}

/* ========== BACK TO TOP ========== */
.back-to-top {
    position: fixed;
    bottom: 28px;
    right: 28px;
    width: 48px;
    height: 48px;
    background: var(--accent);
    color: var(--text-dark);
    border: none;
    border-radius: 6px;
    cursor: pointer;
    opacity: 0;
    visibility: hidden;
    transition: var(--t);
    z-index: 900;
    font-size: 1.1rem;
    box-shadow: 0 4px 16px rgba(251, 191, 36, 0.35);
}

.back-to-top.show {
    opacity: 1;
    visibility: visible;
}

.back-to-top:hover {
    background: var(--accent-dark);
    transform: translateY(-4px);
    box-shadow: 0 8px 24px rgba(251, 191, 36, 0.45);
}

/* ========== RESPONSIVE FIXES ========== */
@media (max-width: 992px) {
    .header-right .btn {
        display: none;
    }
}

@media (max-width: 768px) {
    .hero-title {
        font-size: 3rem;
    }

    .section-title {
        font-size: 2rem;
    }

    .badges-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 480px) {
    .hero-title {
        font-size: 2.1rem;
    }

    .section-title {
        font-size: 1.8rem;
    }

    .price-value {
        font-size: 2.6rem;
    }

    .modal-content {
        padding: 28px 18px;
    }
}

/* ========== ANIMATIONS ========== */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(28px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.fadeInUp {
    animation: fadeInUp 0.55s ease forwards;
}